Do I need Good Credit

This is a question we receive monthly. It’s important to understand how legal financing is provided. A person that applies for this type of financing does not need good credit. In fact, a person can have horrible credit or no credit at all and still be approved.

The idea that someone would need good credit to receive a lawsuit cash advance is just not right. This is because a company does not approve clients based upon their credit history or rating; rather they look at the case. An approval is based upon how a lender feels about your case. If a lawsuit lender believes you are going to win compensation for your case, it’s likely you will be approved.

What if I have a lien on my suit?

A lien is much different than credit. If a person owes child support or the IRS etc. and the entity has placed a lien on the lawsuit, it may affect an approval. This is because of the way legal financing is paid out once the client wins their case. Lawsuit funding companies usually want to be second in line, unless the lien is a small fraction of the expected award.

If a person receives an advance from a company the first person to get paid on the case once it settles is the attorney. The second would be the funding company. If the funding company a lien on the suit, they may either deny the application or find out what the total amount of the lien is. If a lien was placed on the lawsuit by another funding company, LawLeaf may still be able to help. We offer buyouts of existing liens that were placed on a case by another lender. We are sometimes successful at buying out a lien at a lower rate, while offering additional funds to the client.

Regardless of your credit history or rating, if you are interested in settlement funding against your case, contact us today. We are ready to help.

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Friday, February 3rd, 2012 Settlement Advance

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